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Sort By:- How can I reduce my auto insurance premium? Many factors are used to determine your insurance premium. Below are some factors that you can control to help reduce your prices: 1.Keep your driving record clean (tickets can increase your rates) 2.Keep .... Read More
- What date are my monthly insurance payments due?
Most insurance payments are due at one month intervals starting from the date that your policy was started. Read More- What is rental reimbursement coverage?
Rental reimbursement will help pay for your rental car if your car is in an accident. Read More- What is collision coverage?
Collision coverage pays for damage to your car if you are in an accident. Read More- What is medical payments (med pay) coverage?
Med Pay pays for medical services that you or your passengers need if you’re involved in an accident in your car or as a pedestrian Read More- What is comprehensive coverage?
Comprehensive coverage (comp coverage) pays for damage to your car from a fire, theft, vandalism, or many other events. Read More- How do I add a new driver or vehicle to my policy?
Simply call your agent during normal business hours. .Our agents can quickly add drivers or vehicles to most insurance policies right over the phone. Many of our insurance carriers provide .... Read More- Does it cost more to work with a broker?
In most states, brokers are not allowed to charge any additional fees. Read More- What happens at the end of my policy term?
Most insurance policies automatically renew for a similar term at the end of a preceding term. (6 month policies renew for 6 more months, 12 month policies renew for 12 more months) Policy was issued. Read More- What is uninsured (UM) or underinsured (UIM) motorist’s protection?
UM or UIM pays for damages caused by uninsured motorists or in hit-and-run accidents. Read More- When can I cancel my existing policy?
You can cancel your existing policy when you have received confirmation that a replacement policy has been bound ( is in-force) Read More- Why is the bill different if I choose an electronic withdrawal versus being billed directly?
Most insurance companies offer a discount for choosing the electronic withdrawal method, due to the reduced cost of processing paperwork. Read More- Do you pull a credit report when looking for insurance quotes?
For home and auto insurance, insurance companies do not generally pull credit reports while quoting or issuing insurance. Read More- Do you offer windshield replacement coverage with my Auto Insurance?
Many clients have found they will save money by not purchasing the windshield replacement coverage. If windshield replacement is an important protection to you, please be sure to ask your agent for a .... Read More- Can I change my EFT Date?
This varies from company to company. Most insurance companies will allow you to move your EFT date to an earlier date, but will not allow you to extend it to a later date. Be sure to call your company .... Read More- What is a "Disappearing Deductible?"
This is a reward to good drivers. Over time, as you are accident-free and remain with the same insurance company, your deductible will diminish by a certain amount. (Usually $100/year) Read More- What do I do if I’m in an accident?
Move out of the way of traffic and turn on your hazard warning lights Call the police even if it is a minor accident Request medical assistance if there are any injuries Exchange necessary information .... Read More- Do I need Med-Pay coverage on my auto insurance?
Med-pay coverage is always a good idea to add to your auto insurance. This coverage will help pay the medical bills for you or your passengers in the event you are in an at-fault accident. In some .... Read More- Do you guarantee repairs done to my vehicle from an accident?
Nearly all of our companies provide a lifetime guarantee on parts and workmanship on repairs from a covered claim. Read More- What other benefits do your policies offer?
Many of our companies offer additional benefits to their policies. Including but not limited to: Supplemental Death Benefits, ID Theft Protection, and Disappearing Deductibles! Read More- Can I change my EFT Date?
This varies from company to company. Most insurance companies will allow you to move your EFT date to an earlier date, but will not allow you to extend it to a later date. Be sure to call your company .... Read More- Why would I want a "Personal Umbrella Policy?"
Unfortunately, these days anyone can be sued. And multimillion dollar judgments have become all too common. Even if a court decides in your favor you may still have to pay legal fees and court costs. Read More- How can I add or remove a vehicle on my Auto Insurance Policy?
AAI provides you with multiple methods to manage your insurance. Nearly all of our insurance companies provide extended service hours to make policy changes. Please look for the service number on your .... Read More- What is liability insurance?
Liability insurance protects you and your family against claims for bodily injury or property damage caused by an auto accident in which you or your covered family members are considered legally responsible. Read More- Do you recommend any repair facilities for my car?
Many of our insurance companies have partnered with certain repair facilities. They have been chosen because they meet or exceed certain quality standards that are important to ensure your satisfaction. .... Read More- How much coverage do I need?
Every person and family has different insurance needs. A good rule of thumb is to purchase as much liability protection as you can afford. Other things to think about:1.Does your bank require .... Read MoreOpen an Agency | Contact Us | Privacy Policy | Sitemap | Copyright 2010 Affordable American Insurance. All rights reserved - What date are my monthly insurance payments due?